Financial Planning That Evolves With You

At Summit Accounting, financial planning isn’t just about projections—it’s about making informed, year-by-year decisions that reflect your life, your goals, and your values. We bring together tax expertise, long-term vision, and a steady, personal approach to help you plan clearly and confidently for whatever’s ahead.

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Strategy Rooted in Your Life Journey

CUSTOMIZED PLANNING SOLUTIONS

Our financial planning services are built for clarity, not complexity. We don’t stop at software-generated scenarios—we help clients in Redmond, Fall City, and beyond chart out actionable steps for today, next year, and well into retirement. Whether you’re preparing to exit a business, fund a future move, or simply reduce tax burdens over time, we partner with you to create adaptable, tax-smart plans grounded in your personal goals.

01

Year-by-Year Strategy & Guidance

We design annual financial plans that evolve with your life. Whether it’s saving for retirement, adjusting for income shifts, or managing large purchases, our approach keeps you focused, organized, and confident.

02

Integrated Tax Planning

As CPAs, we ensure every financial recommendation aligns with tax efficiency. From capital gains to charitable giving, we help you minimize tax exposure while maximizing opportunity.

03

Real-Time Adjustments

Life changes—and so should your financial plan. We help you pivot when needed, with timely updates, collaborative planning, and open communication that keeps your finances responsive, not rigid.

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Frequently Asked Questions

  • What makes Summit’s financial planning different from what financial advisors offer?


    Most financial advisors offer portfolio-based planning tied to their investment services. At Summit, we bring CPA-level tax and business expertise to build strategic plans that account for income, expenses, ownership structures, tax liabilities, and long-term life transitions—not just market performance.

  • Do I need to be wealthy to benefit from financial planning?


    Not at all. While many of our clients are high-net-worth individuals or business owners, our planning services are built around your specific goals—not your asset level. If you’re thinking ahead, we can help you plan smart.

  • How does tax planning integrate with my financial strategy?


    We analyze your financial plan with a tax lens. From Roth conversions to charitable strategies and income timing, we look for opportunities to reduce tax burdens today and in retirement—while maintaining compliance with state and federal laws.

  • Can you help with business-owner or self-employed planning?


    Yes. We specialize in working with business owners, especially those juggling entity structures, payroll considerations, or preparing for transitions. Our financial planning includes retirement funding, compensation modeling, cash flow forecasting, and succession strategies.

  • How often do you update or revise the financial plan?


    We recommend revisiting your plan at least once a year—or any time there’s a major life or income change. Our team can provide quarterly check-ins, as needed, to ensure your strategy stays current and actionable.

  • Is financial planning available as a standalone service?


    Yes. You don’t have to be a full-service tax or accounting client to engage with our financial planning. However, many clients find that combining services creates greater alignment and efficiency.

Ready to gain clarity and confidence in your financial future?

Let’s build a flexible financial strategy that supports your goals, values, and lifestyle.